José Garcia de la Garza is an analyst at Clairfield Mexico. José first worked as a credit analyst intern in Interbanco where he assisted in the analysis of company financial statements and preparation of reports for the bank’s credit committee. He then joined BAC Florida Bank in Mexico City as a credit analyst where he prepared credit reports, including reports for lines of credit insured by the Export-Import Bank of the United States. In Pichardo Asset Management José worked as a debt analyst, analyzing the global and local economy, monitoring trends in specific industries, following up on specific companies, and contributing to stock recommendation reports for the company’s portfolio managers. José holds a bachelor’s degree in economics and finance from Tecnológico de Monterrey.